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Mortgage Hub

Portfolio Lender Secrets 50% DTI Approvals with Private Banking

In the world of finance, private banking stands as a beacon for individuals seeking exclusive services and tailored...
Jeffrey WardlowMay 19, 2024Apr 4, 2024
Loan Basics

Debt Validation Letters How 1 in 3 Collection Accounts Get Erased

In the complex world of debt collection, there’s a surprising tool that consumers can use to their advantage:...
Jeffrey WardlowMay 17, 2024Jul 22, 2024
Student Debt

Forbearance Steering Scams Capitalized Interest vs IDR Plan Options

Introduction: The COVID-19 pandemic has brought about unprecedented challenges for homeowners, with many struggling to keep up with...
Jeffrey WardlowMay 16, 2024Jun 19, 2024
Mortgage Hub

Prepayment Penalty Clauses 2-1-6 vs 3-2-1 Mortgage Termination Fees

Title: Prepayment Penalty Clauses 2-1-6 vs 3-2-1 Mortgage Termination Fees: A Comprehensive Analysis Introduction: When entering into a...
Jeffrey WardlowMay 16, 2024Nov 3, 2024
Student Debt

Public Service Job Purgatory 7-Year PSLF Verification Paperwork

Title: Public Service Job Purgatory: The 7-Year PSLF Verification Paperwork Conundrum Introduction: In the United States, public service...
Jeffrey WardlowMay 14, 2024Oct 22, 2024
Mortgage Hub

Loan Officer Compensation Lender-Paid vs Borrower-Paid Yield Spreads

Introduction: In the mortgage industry, loan officers play a pivotal role in facilitating loans for borrowers. As such,...
Jeffrey WardlowMay 12, 2024Feb 25, 2025
Mortgage Hub

Reverse Mortgage Dangers 62+ Age Requirement vs Heir Repayment Rules

Introduction: Reverse mortgages have gained popularity among homeowners over the age of 62 as a way to access...
Jeffrey WardlowMay 11, 2024Nov 14, 2024
Auto Loan Typhoons

Auto Lease Early Termination $5k Penalty vs Swap Lease Tactics

Introduction: When it comes to auto leasing, the decision to either terminate the lease early or swap to...
Jeffrey WardlowMay 11, 2024Apr 3, 2024
Business Loans

Loan Covenants Renegotiation EBITDA-C Add-Backs During Recession

Introduction: In times of economic downturn, businesses often face financial challenges, including the renegotiation of loan covenants and...
Jeffrey WardlowMay 11, 2024Oct 17, 2024
Business Loans

Equipment Lease Accounting ASC 842 vs Operating Lease Treatment

Introduction: In the world of finance and accounting, lease agreements play a significant role in businesses. These agreements...
Jeffrey WardlowMay 10, 2024Dec 24, 2024
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