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Loan Basics

Loan Assumption Opportunities Taking Over Someone Else’s Low-Rate Mortgage

In today’s fluctuating mortgage market, the prospect of assuming someone else’s low-rate mortgage is becoming an increasingly attractive...
Jeffrey WardlowNov 28, 2024Feb 16, 2025
Student Debt

Grad School Deferment Dangers Capitalized Interest Snowball Effect

Introduction: Graduate school deferment can be a crucial step for many students to pursue higher education. However, it...
Jeffrey WardlowNov 27, 2024Feb 15, 2025
Business Loans

EBITDAR Adjustments COVID Rent Add-Backs’ Lender Acceptance Rates

Introduction: The COVID-19 pandemic has significantly impacted the global economy, leading to unprecedented challenges for businesses across various...
Jeffrey WardlowNov 22, 2024Jan 23, 2025
Business Loans

Fintech Underwriting Bypass How AI Lenders Bypass Traditional Ratios

In the ever-evolving world of financial technology (fintech), the underwriting process has undergone a significant transformation. AI lenders...
Jeffrey WardlowNov 22, 2024Aug 1, 2024
Loan Basics

Military Lending Act Protections 36% APR Cap Enforcement Success Rates

Introduction: The Military Lending Act (MLA) was enacted in 2006 to provide important protections for military service members...
Jeffrey WardlowNov 21, 2024May 20, 2024
Mortgage Hub

Mortgage Assumption Opportunities Taking Over 3% Existing Rates

In an era where financial markets are constantly evolving, the real estate industry has witnessed a surge in...
Jeffrey WardlowNov 17, 2024Feb 8, 2025
Business Loans

Equipment Refinancing Math 7-Year vs 10-Year Depreciation Schedules

Introduction: When it comes to refinancing equipment, understanding the depreciation schedules is crucial for making informed financial decisions....
Jeffrey WardlowNov 17, 2024Oct 11, 2024
Loan Basics

Credit Mix Optimization Installment Loans’ 23% FICO Boost Mechanism

Title: Credit Mix Optimization: The 23% FICO Boost Mechanism for Installment Loans In the world of personal finance,...
Jeffrey WardlowNov 12, 2024Mar 20, 2024
Emergency Loans

Emergency Loan Rollover 6-Month Refi Exit Strategies

Introduction: Emergencies can arise at any time, often leaving individuals or businesses in a state of financial distress....
Jeffrey WardlowNov 9, 2024Mar 7, 2025
Emergency Loans

Pet Emergency Financing CareCredit vs Vet Installment Plans

Introduction: When it comes to unexpected veterinary emergencies, the financial aspect can often be a source of stress...
Jeffrey WardlowNov 7, 2024Oct 17, 2024
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